≈78%
Informal or self-employed.
Income is real. Payslips are not.
Live in Malawi. Built for Southern Africa.
Why Tenga exists
A smartphone is not a luxury.
Work, payments, school and daily life now depend on a smartphone. Tenga makes that essential access attainable when upfront cost stands in the way.
Flexiblebuilt around real income rhythms
Inclusivemobile-money-first access
2× monthly incomea good smartphone can cost
Deposit
From MWK 120,000
Simple. Clear. Upfront.
Payment
Daily · Weekly · Monthly
Built for real cash flow
Smartphone access
Mobile money first
Digital life enabled
Work is digital
Payments are digital
School is digital
Banking is digital
A smartphone is essential
Tenga bridges the gap
Scroll to see why Tenga matters
The why
The world went digital.
Access did not.
Smartphones power modern life. Upfront cost still keeps millions outside it.
Many
Unbanked or underbanked.
No bank history should not mean no path in.
2×
Monthly income for a smartphone.
Essential access still costs too much upfront.
The process
Best process.
Less friction.
Built to feel fast for customers and strong for the business.
Secure identity checks.
Payments that fit real life.
Daily, weekly or monthly.
Clear, fair and disciplined.
Tenga flow
- Choose phone
- Submit details
- Verify identity
- Assess affordability
- Collect device
- Pay your way
Tenga signalClear. Fast. Secure.
KYCMoMoSupport
Choose
Pick the phone and see the amount clearly.
Submit
Send your details for review.
Pay your way
Use mobile money on your rhythm.
Fair protection
Disciplined.
Not punitive.
Responsible device protection keeps the system healthy and the experience clear.
Remind firstCustomers get notice.
Pay fastMobile money keeps it easy.
Restore fastAccess returns after payment.
10:32●●●
Tenga · Payment due
Payment reminder
Make your payment to restore full access to this device.
Regional map
Built for Southern Africa.
Malawi live. Zambia next. Zimbabwe planned. Kenya in exploration.
Market access live
Total addressable marketMarket access4 markets
27.8MPhone owners not yet active onlineaddressable market
Population 114MAvg gap 26 pts
Frequently asked questions
Clear answers.
Less uncertainty.
The essentials about applications, payments, protection and working with Tenga.
How do I get a phone through Tenga?
Choose a phone, submit your details through the existing application flow, complete identity and affordability checks, then receive the confirmed deposit and payment plan.
How much is the deposit?
Deposits and instalments depend on the phone and final assessment. Website prices are illustrative; Tenga confirms the exact amount before you commit.
Can I pay daily, weekly or monthly?
Yes. Available plans are designed around real income rhythms and use mobile money. Your confirmed agreement shows the cadence and amount that apply to you.
What happens if a payment is late?
Tenga reminds first and gives you a clear way to pay. Responsible device protection may apply under your agreement, with access restored after a confirmed payment.
What if my payment is not showing?
Keep the transaction reference, check the payment gateway, and contact support under Payment help if it still has not reflected.
How can my business become a Tenga merchant?
Use the merchant partnership option below or complete the existing merchant onboarding form. The team will review your business details and follow up.
How do I contact Tenga about careers, media or investment?
Select Careers or Investor or media in the support form. Your enquiry is addressed to the same public support team for routing.
Support & enquiries
Reach the right team.
Customer help, applications, payments, partnerships, careers and media — one clear place to start.
Get started
Ready for your next phone?
Start securely. See the deposit and payment rhythm before you commit.